December 2020

Would-be lenders have long attempted to evade state usury laws by using what are known as bank leasing programs: an out-of-state bank, which is not bound by interest rate caps in the state of the payday lender, acts as a…

National myths are subject to revision, sometimes remarkably quickly. From the mid-1930s, Fascist Spain overturned its own founding history extraordinarily quickly and against the existing scientific consensus. This revisionist…